Delta Preferred Option

Under the Delta Preferred Option program, you may visit any licensed dentist you wish.  However, you receive the maximum benefits available under the program when you choose one of the more than 8,600 in-network dental offices throughout California.
More than 17,000 dentists in California are Delta Dentists, including Delta Preferred Option dentists.  Delta dentists agree to abide by Delta's fee and quality guidelines.

In-Network DPO Dentists

Out-of-Network Non-DPO Delta Dentists

Non-Delta Dentists

Your out-of-pocket expense will probably be less because DPO dentists have agreed to charge DPO patients reduced fees.
You may be charged only the patient share at the time of treatment, not Delta's portion.

You will be charged no more than the fees approved by Delta as customary and reasonable
You may be charged only the patient share at the time of treatment, not Delta's portion.

You will be responsible for the dentist's fees, which may be higher than those approved by Delta.
You may have to pay the entire amount in advance and wait for reimbursement.

Principal Benefits and Covered Services

When treatment is provided by...

An In-Network Dentist

An Out-of-Network Dentist

Who's covered

Primary enrollee, Spouse, Eligible Dependent children to age 24*

Primary enrollee, Spouse, Eligible Dependent Children to age 24*

Deductibles and Benefits Maximum

$0 per person, $0 per family per calendar year.
The maximum benefit paid per calendar year is $2,000 per person

$50 per person, $150 per family per calendar year.  (No deductible applies if a DPO dentist is used)
The maximum benefit paid per calendar year is $500 per person

Diagnostic and Preventive Benefits*

100% of DPO approved

50% of Delta approved

Basic Benefits*

100% of DPO approved fee

50% of Delta approved fee

Crowns, Jackets and Cast Restorations

100% of DPO approved fee

50% of Delta approved fee

Prosthodontic Benefits*

50% of DPO approved fee
(Subject to a maximum allowance)

50% of Delta approved fee
(Subject to a maximum allowance)

Accident Benefits

100% of Delta Dentists' approved fee limited to a separate $1,000 maximum per person, per calendar year

100% of Dentists' approved fee limited to a separate $1,000 maximum per person, per calendar year